Complete personal finance

Manage yourpersonal finances completely

Control income, expenses, budgets, savings, debts, and investments in one place. All the tools you need to take control.

Start Free

All features · No restrictions

AndroidiOSDesktop· No app stores
Rent$1,4MFood$680kTransit$220kSavings$500kHealth$180kLeisure$340k
TOTAL BALANCE$ 0,00M↗ +12.4%·this month
moncua.com
Moncua
Inicio
Cuentas
Movimientos
Presupuesto
Provisiones y Ahorros
Acreencias y Deudas
Inversiones
Reportes
Buenas tardes, Andrea
Resumen de tus finanzas personales
Todos los centros de costos ▾
Saldo Total?
Ver cuentas →
Saldo actual
$ 34.510.000
Flujo de Efectivo
Ver movimientos →
Este mes ▾
Ingresos
$ 2.500.000
Gastos
$ 380.000
Saldo Neto
+$ 2.120.000
Presupuesto del Mes
mayo de 2026
Ver detalles →
16.4% ejecutado15 items presupuestados
Ingresos: 23%Gastos: 8%
Estado del Presupuesto
4
Completados
1
Excedidos
6
En progreso
4
Pendientes
Ritmo de EjecuciónDía 14 de 31 (45% del mes)
Vas ligeramente atrasado
Inversiones y Patrimonio
3 activos
Patrimonio Total
$ 48.000.000
Provisiones y Ahorros
2 prov · 2 metas
Provisiones
$ 2.300.000
Ahorros
$ 8.400.000
Acreencias y Deudas
1 acreencia · 3 deudas
Por cobrar
$ 1.200.000
Por pagar
$ 9.200.000

HOW TO GET STARTED

Three steps

01

Create your account

Free, no card required, in under a minute. Just your email and a password.

02

Record your transactions

Enter them manually, import a CSV, or connect your email for automatic detection.

03

Review and take control

Real-time budget, reports, and goals. Start making decisions with real data.

01 / Accounts

Your accounts, organized and clear

Create all the accounts you need: bank, cash, investments. See available balance, allocated provisions and savings, and transfer between them easily.

  • Available vs. total balance
  • Separate provision & savings funds
  • Transfers between accounts
moncua.com/accounts
Cuentas?
Gestiona tus cuentas bancarias y de efectivo
Transferir
Nueva Cuenta
Saldo Total
$ 34.510.000
3 cuentas activas
Banco Principal
Cuenta Corriente
No. 02893278403
Disponible
$ 23.300.000
Saldo total en cuenta
$ 32.700.000
Saldo inicial: $ 30.000.000
Total Aprovisionado
$ 1.500.000
Total Ahorrado
$ 7.900.000
Abrir Cuenta
Cuenta Ahorros
Cuenta de Ahorros
Disponible
$ 370.000
Saldo total en cuenta
$ 1.670.000
Saldo inicial: $ 1.000.000
Total Aprovisionado
$ 800.000
Total Ahorrado
$ 500.000
Abrir Cuenta
Efectivo
Efectivo
Disponible
$ 140.000
Saldo total en cuenta
$ 140.000
Saldo inicial: $ 200.000
Total Aprovisionado
$ 0
Total Ahorrado
$ 0
Abrir Cuenta
02 / Budget

Complete monthly budget

Plan income, expenses, provisions, and savings goals month by month. Monitor execution in real time and take control of your cash flow.

  • Plan vs. reality per category
  • Integrated provisions and savings
  • Copy budgets between months
moncua.com/budgets
Presupuesto?
Ingresos, gastos, provisión y metas
Mayo 2026
Presupuesto Planeado
Ingresos$ 11.000.000
Gastos$ 4.900.000
Provisiones$ 350.000
Flujo de caja (subtotal)
$ 5.750.000
Ejecución del Presupuesto
23%
Ingresos
8%
Gastos
57%
Provisiones
EjecutadoPlaneado
Flujo de Dinero Real
No presupuestado →
Ingresos+$ 2.500.000 +$ 470.000
Gastos+$ 380.000 +$ 35.000
Provisiones+$ 200.000
Ahorros+$ 500.000
Balance Disponible$ 1.355.000
Ingresos
Gastos
Provisión y Ahorro
Ingresos Planeados
Buscar por nombre o categoría...
Agregar
TodosAcreencia
Salario mensual
Ingresos laborales
$ 4.200.000
Completado
100%
Arriendo apartamento
Arrendamientos
$ 1.500.000
Falta: $ 1.500.000
0%
Freelance diseño
Ingresos independientes
$ 800.000
Falta: $ 800.000
35%
WHY MONCUA

Understanding your money is the first step to living at peace.

  1. 01

    Because tools matter.

    Many people make financial decisions in the dark — not because they lack ability, but because no one gave them the right tools. That leads to avoidable debt and stress that goes far beyond the wallet.

YOUR PEACE OF MIND COMES FIRST

Your peace of mind comes first

We know trusting your financial information is an important decision. That's why we want to be completely transparent.

01
Your data is yours alone
Your financial information is private and will never be shared with third parties, used to profile you, or sold to banks or insurers. Your data exists only to be shown to you.
02
Real security
Encrypted connection (HTTPS), passwords stored with bcrypt hash, session tokens with expiry, and automated traffic protection. Concrete and verifiable controls to protect your account.
03
All features for everyone
No locked features or usage limits. Moncua is sustained with minimal, non-invasive advertising. If you prefer an ad-free experience, you can subscribe for a low cost.
TRANSPARENT MODEL

How much does Moncua cost?

We want to be upfront from the start.

All features, no restrictions
Free
  • Unlimited accounts (bank, cash, investment)
  • Monthly budget with real-time execution tracking
  • Provisions and savings goals
  • Receivables and debts with payment tracking
  • Investments and patrimony
  • Interactive reports with charts
  • Cost centers to filter by person or project
  • Customizable categories with colors and icons
  • CSV data import
  • Shared management with roles (editor / read-only)
  • Activity log for all changes
  • Dark mode · Install as app on Android, iOS & desktop

Includes minimal, non-invasive ads

Start Free
Coming soon
For those who prefer a clean experience
Ad-free
  • Everything in the free plan
  • No advertising
  • Support Moncua development

Low-cost subscription · Coming soon

Start todayCreate your account in less than a minute.

Access all the tools to manage your finances completely.

Create My Account